Having kids is a full time job that requires all hands to be on deck, at all times of the day or night. So, making time to figure out how to save money or make extra money can seem like a daunting task, when it seems like you are always cleaning, cooking, feeding, breaking up fights, etc. But, if you want change to happen for your financial health, then you have to be willing to change to experience the benefits you seek. It’s going to take more than just buying a few sale items to really save money. Here are 15 Money-Making and Saving Tips for Moms.